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RICHARD L. JOVINO, Director Richard   L.   Jovino   is   the   Director   of   Wise   Education.   He   has   been   in   the   insurance   business industry   for   40+   years.   Rich   is   a   graduate   of   St.   John's   University   and   attended   College   of Insurance.   He   currently   owns   and   operates   an   agency,   Karrich   Associates,   located   in   Sparta, NJ,   serving   both   personal   and   commercial   clients.   Rich   has   been   active   in   the   excess   and surplus lines markets for many years. He has taught a variety of classes including: I. I. A. A. R. M. Excess & Surplus Lines and a variety of additional P&C courses at Sussex County    Community College as well as for other organizations
NJ, NY, & PA Continuing Education Specialists 856-384-9377