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WISE EDUCATION INC.
NJ, NY, & PA Continuing Education Specialists 1-800-577-9888
PENNSYLVANIA COURSE DESCRIPTIONS
ADDITIONAL INSUREDS - 3 hours/3 credits $59 PA Course # 107793 Objectives: A clarification of the often misunderstood additional insured endorsements and how they affect the general liability exposures of insureds. AGENCY ETHICS I - 3 hours/3 credits $59 PA Course # 109114 Objectives: A 3 hour Ethics course + Case studies for student involvement. To understand ethics vs. legal conduct. Ethics codes set by students. AGENCY ETHICS II - 5 hours/5 credits $79 PA Course # 19613 Objectives: An additional 5 hour Ethics course + Case studies for student involvement. To understand ethics vs. legal conduct. Ethics codes set by students. BUSINESS AUTO POLICY - 3 hours/3 credits $59 PA Course # 108711 Objectives: Case study + lecture approach to understand coverage grants, exclusions, endorsements and more on the BAP. BUSINESSOWNERS POLICY - 3 hours/3 credits $59 PA Course # 110750 Objectives: Explore technical exposures, differences in the BOP forms. Where and when to use same. Case study also. BUSINESSOWNERS POLICY - 4 hours/4 credits $69 PA Course # 13761 Objectives: Explore technical exposures, differences in the BOP forms. Where and when to use same. Case study also.   CASUALTY FRAUD II - 3 hours/3 credits $59 PA Course # 107621  Objectives: Provides an insightful look into the hazards affecting the underwriting process which renders homeowners coverage either unaffordable or unavailable. Discusses risk control options to minimize or eliminate these hazards. CLAIMS: AGENCY ASSISTANCE - 4 hours/4 credits $69 PA Course # 19084 Objectives: Lecture + Case Studies for student involvement. How understanding the claim process builds confidence and reduces uncertainty for agent. The positive impact of agency assistance. CLAIMS: COMPANY PRACTICES - 4 hours/4 credits $69 PA Course # 19258 Objectives: Lecture + Case Studies for student involvement. How carrier best practices benefits all parties. Investigation, fraud, etc. COMMERCIAL GENERAL LIABILITY - 3 hours/3 credits $59 PA Course # 104680 Objectives: Understand the legal nature of liability hazards, policy coverage, important exclusions, and the pitfalls of changing from occurrence coverage to claims-made. Key endorsements and proper application of same and more. COMMERCIAL LINES ENDORSEMENTS - 3 hours/ 3 credits $59  PA Course # 105156 Objectives: To enhance understanding of some of the more important commercial lines endorsements to help tailor client needs. COMMERCIAL LINES UNDERWRITING - 3 hours/ 3 credits $59  PA Course # 114184 Objectives: Understand the importance of proper commercial line classification and fair and proper pricing.  Examine the need for agents/brokers to be involved with front-line underwriting. COURT VERDICTS: PC IMPACT - 3 hours/3 credits $59 PA Course # 109115 Objectives: Explore and learn the impact of how court verdicts affect coverage. How verdicts provide guidelines to help avoid uninsured losses. Case studies approach for student involvement. COURT VERDICTS: PC IMPACT - 5 hours/5 credits $79 PA Course # 17737 Objectives: Five credit version of the original Court Verdicts class above. Explore and learn the impact of how court verdicts affect coverage. How verdicts provide guidelines to help avoid uninsured losses. Case studies approach for student involvement. CPP COMMERCIAL PROPERTY - 5 hours/5 credits $79 PA Course # 13761 Objectives: How to use various forms with emphasis on Bldg & PP coverage form. Contrasting coverage in the key cause of loss forms. Select endorsements and a case study. CYBER CRIME & INSURANCE - 3 hours/3 credits $59 PA Course # 110812 Objectives: How to use various forms with emphasis on Bldg & PP coverage form. Contrasting coverage in the key cause of loss forms. Select endorsements and a case study. CRIME & SURETY  3 hours/3 credits $59 PA Course # 116969 Objectives: Understanding selected crime & surety forms. A case study to sharpen survey skills. Understanding the type of information required by the carrier to underwrite various risks. D&O/EPL RISK MANAGEMENT - 3 hours/3 credits $59 Course # 110262 Objectives: Addresses the recently publicized exposures along with legislation (Sarbanes-Oxley) enacted to combat exposures and challenges facing Directors & Officers. DIRECTORS & OFFICERS LIABILITY (2011-13) - 3 hours/3 credits $59 PA Course # 119532 Objectives: Explore D&O coverage through review of the magnitude of managerial malpractice exposure, discuss possible loss control and risk transfer options and design a checklist to determine the best policy. DWELLING POLICY 2002 - 3 hours/3 credits $59 PA Course # 116866 Objectives: Case study approach to assess exposures, when and how the various forms should be used. Exploration of select property and liability endorsements. Dwelling policy differences versus the homeowners policy. EMPLOYMENT PRACTICES LIABILITY - 3 hours/3 credits $59 PA Course # 115523 Objectives: Understand the nature of EPL and visualize the various costly scenarios in today’s workplace.  Discuss the possible loss control and risk transfer options. ENTERPRISE RISK MANAGEMENT - 3 hours/3 credits $59 PA Course # 110420 Objectives: Discusses the process and benefits of the concept and how the industry is addressing the global challenges facing risk managers. ENVIRONMENTAL IMPAIRMENT LIABILITY - 3 hours/3 credits $59 PA Course # 115523 Objectives: Discusses EIL exposures and terminology, help understand the Agents role in identifying the client’s EIL exposures. ERRORS & OMISSIONS- 3 hours/3 credits $59 PA Course # 13763  Objectives: How to save on your E & O coverage. How to lessen the chance of costly errors & omissions by use of proper client surveys and good in-house staff education. Techniques to control lack of client understanding and a case study. ETHICAL INSURANCE ISSUES 2011 - 3 hours/3 credits $59  PA Course # 116709 Objectives: Through discussion and the use of various case studies, a review of the ethical challenges faced daily in the insurance industry on both the agency and company side. Details of the best ways to respond to some of these ethical issues. ETHICAL AGENCY OPERATIONS - 3 hours/3 credits $59  PA Course # 110811  Objectives: Course provides an insight into some of the ethical question and problems that arise daily and addresses how they may be faced in a professional ETHICAL AGENCY OPERATIONS - 3 hours/3 credits $59  PA Course # 110811 Objectives: Course provides an insight into some of the ethical question and problems that arise daily and addresses how they may be faced in a professional manner. EXCESS AND SURPLUS LINES - 3 hours/3 credits $59 Course # 108317 Objectives: A technical review of selected E&S lines. How to fully utilize the E&S marketplace to enhance agency profits. To gain a full understanding of producer legal responsibilities. To examine procedures to help E&O problems. Case study. FLOOD INSURANCE - 4 hours/4 credits $69 Course # 17999 Objectives: Explore and understand the nature of the National Flood Dwelling Form including property covered, property not covered, when and how to access coverage, and more. Case study plus lecture approach to allow for student involvement. FLOOD INSURANCE - 3 hours/3 credits $59 Course # 109113 Objectives: Explore and understand the nature of the National Flood Dwelling Form including property covered, property not covered, when and how to access coverage, and more. Case study plus lecture approach to allow for student involvement. FRAUD IN THE INSURANCE INDUSTRY - 3 hours/3 credits $59 PA Course # 115353 Objectives: Discussion of how fraud affects each segment of the industry. What is the agents role in identifying and deterring insurance fraud. Finally, to stimulate thinking towards a solution to the insurance fraud problem. FRONT - LINE UNDERWRITING - 5 hours/5 credits $79 Course # 20735 Objectives: To enhance student understanding of the underwriting process and why avoiding adverse selection is key to good loss results. Identify the sources of information available and explore proper risk classification. Case study also included.  HOMEOWNERS POLICY & END'S - 4 hours/4 credits $69 Course # 13893 Objectives: Explore the various forms, rules, & endorsements. Case study approach included to allow for student involvement.  HOMEOWNERS U/W ISSUES - 3 hours/3 credits $59  Course # 105826 Objectives: Provides an insightful look into the hazards affecting the underwriting process which renders homeowners coverage either unaffordable or unavailable. Discusses risk control options to minimuze or eliminate these hazards. HOW TO LOWER COMMERCIAL PREMIUM Via RM - 4 hours/4 credits $69  PA Course # 13764 Objectives: How to lower commercial risk premium without reducing important coverage. Use of Risk Management techniques. Understand how equitable premiums are determined. Case study to allow for student  involvement and meaningful dialogue. INSURANCE FORENSICS / IF - 3 hours/3 credits $59 Course # 105827 Objectives: Provides an in depth understanding of how forensic science and crime analysis can affect claims handling as well as future underwriting.   INSURANCE INDUSTRY ETHICS - 3 hours/3 credits $59 Course # 107620 Objectives: To understand nature of sound agency ethics and the difference between ethics vs. legal conduct. Ethics Code set by students. INSURANCE INDUSTRY PROGRAMS - 3 hours/3 credits $59 PA Course # 113938 Objectives: Provides a better understanding of how programs may address exposures unique to certain industries or risks. Discusses some of the various programs available and the underwriting information required to create a program. INSURANCE ISSUES 2015: COVERAGE, CHALLENGES, SOLUTIONS NJ Course# 88896198 & PA#123061 Objectives: This class was designed to discuss many of the current events, challenges and social changes that are affecting our industry. Our goal is that by discussion we can help agents understand and cover many of the new challenges coming along. LOSS CONTROL & PREVENTION: UNRECOGNIZED POTENTIAL - 3 hours/3 credits $59 PA Course #114186 Objectives: Understand unrecognized potential of LCE. How management attitudes and employee selection affect safety. Exposures found in the various insurance lines and more. LOWER COMMERCIAL PREMIUM VIA RM - 3 hours/3 credits $59 PA Course # 113937 Objectives: How to lower commercial risk premium without reducing important coverage. Use of Risk Management methods. To understand how equitable premiums are determined. Case study to allow for student involvement and meaningful dialogue. MISCELLANEOUS PROFESSIONAL LIABILITY - 3 hours/3 credits $59  Course # 107531 Objectives: How to avoid costly errors & omissions by use of proper loss control methods along with good in- house staff education. A lesson in E&O cost reduction. OCEAN MARINE CARGO - 3 hours/3 credits $59 Course # 110749 Objectives: To provide participants with a basic understanding of ocean marine cargo insurance and a working knowledge of the issues surrounding insuring international transit moves. The course will also outline the basic ocean cargo forms as well as description and overview of coverages. PERSONAL AUTOMOBILE POLICY - 4 hours/4 credits $69 Course # 14774 Objectives: Understanding the nature and importance of the PAP exposures. To be able to apply knowledge gained to actual situations to determine what is and what is not covered. Case study approach for meaningful dialogue & student involvement. PERSONAL LINES ENDORSEMENTS - 5 hours/5 credits $79 Course # 17042 Objectives: Enhance student understanding of the various major auto and homeowners endorsements. Lecture & case studies. PROPERTY & CASUALTY FRAUD - 5 hours/5 credits $79 Course # 23162 Objectives: Combination of lecture and case studies to examine fraud indicators for prevention and detection purposes. Students will write their own fraud combat plans for various P&C lines. PROPERTY FRAUD I - 3 hours/3 credits $59 PA Course # 109150  Objectives: To explore major fraud indicators for prevention and detection purposes. Students will design a plan to combat property fraud. PROPERTY FRAUD II - 3 hours/3 credits $59 Course # 107622  Objectives: Version 2 of the original Property Fraud I class: To explore major fraud indicators for prevention and detection purposes. Students will design a plan to combat property fraud. New Case Studies. PROPERTY & LIABILITY CONTRACTS - 3 hours/3 credits $59 Course # 15609 Objectives: Understanding the principles that underlie P&L contracts. Help agents to better explain to their clients the nature, content and interpretation of policies. Group workshop included. REINSURANCE IN TODAY'S WORLD- 3 hours/3 credits $59 PA Course # 109909  Objectives: Case study approach to explore the types of Reinsurance contracts and how they are best used. Review the methods of risk sharing and how to choose a reinsurer. RISK MANAGEMENT & THE AGENT - 3 hours/3 credits $59 Course # 15608 Objectives: Enhance student understanding of the RM process and concepts. Emphasis on methods to ID and treat loss exposures. Group workshop for meaningful student interest and involvement. TERRORISM INSURANCE - 3 hours/3 credits $59  Course # 105888  Objectives: Helps to provide a clearer understanding of what terrorism entails and how the industry has underwritten this exposure. Provides an understanding of T.R.I.A. WORKERS COMPENSATION - 3 hours/3 credits $59 Course # 123203 Objectives: A combination of lecture & case studies to enhance student understanding of workers compensation. Underwriting, safety, and more.